Fire Island, NY vs Jefferson, NY

The cost of living difference between Fire Island, NY and Jefferson, NY is dramatic. Jefferson is 61.5% cheaper than Fire Island, a gap that translates to thousands of dollars per year in household expenses. Fire Island has a cost index of 142 while Jefferson sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Fire Island are $608,500 compared to $168,500 in Jefferson, a 261% gap.

Median household income in Fire Island is $90,179 compared to $70,781 in Jefferson (+27.4%). Fire Island does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget.

Climate-wise, Fire Island is notably warmer with an average of 53.1°F compared to 49.4°F in Jefferson. Fire Island receives more rainfall at 46" per year compared to 40.7" in Jefferson.