Finley, TN vs Lone Oak, TN

Finley, TN and Lone Oak, TN have a very similar cost of living, with only a 1.2% difference in their overall index. Finley scores 78 while Lone Oak scores 77 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Finley is $1,119/month compared to $820/month in Lone Oak — a 37% difference. Interestingly, home values tell a different story: while Lone Oak has cheaper rent, Finley actually has lower median home values ($143,200 vs $241,100).

Median household income in Finley is $60,625 compared to $53,214 in Lone Oak (+13.9%). While Finley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Finley spend roughly 22.1% of their income on rent, more than the 18.5% in Lone Oak.