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Finesville, NJ vs Milmay, NJ

165
Finesville
New Jersey
VS
+82.8%
90
Milmay
New Jersey

The cost of living difference between Finesville, NJ and Milmay, NJ is dramatic. Milmay is 82.8% cheaper than Finesville, a gap that translates to thousands of dollars per year in household expenses. Finesville has a cost index of 165 while Milmay sits at 90, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Finesville is $3,501/month compared to $1,247/month in Milmay — a 181% difference. Home values follow the same pattern: Milmay is more affordable at $235,600 median vs $289,800.

Median household income in Finesville is $77,647 compared to $60,110 in Milmay (+29.2%). Finesville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Finesville spend roughly 54.1% of their income on rent, more than the 24.9% in Milmay. The Milmay ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Finesville
165
Milmay
90
45% cheaper
Median Household Income
Finesville
$77,647
23% higher
Milmay
$60,110

Housing

Median Rent
Finesville
$3,501
Milmay
$1,247
64% cheaper
Median Home Value
Finesville
$289,800
Milmay
$235,600
19% cheaper
Population
Finesville
333
Milmay
950

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Finesville $3.01
Milmay $3.00
US $3.07
🥚
Eggs (grade A, large)
Finesville $2.46
Milmay $2.44
US $2.50
🥛
Milk (whole)
Finesville $3.96
Milmay $3.94
US $4.03
🍞
Bread (white)
Finesville $1.82
Milmay $1.81
US $1.85
🍗
Chicken breast
Finesville $4.07
Milmay $4.05
US $4.14
Electricity
Finesville $0.22
Milmay $0.20
US $0.19