Fincastle, TN vs Spurgeon, TN

Spurgeon is moderately more affordable than Fincastle, with a 6.2% lower cost of living index. Fincastle scores 74 compared to 70 for Spurgeon, where the US average is 100. This difference means residents of Fincastle can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fincastle is $835/month compared to $796/month in Spurgeon — a 5% difference. Home values follow the same pattern: Spurgeon is more affordable at $197,500 median vs $205,200.

Median household income in Fincastle is $60,337 compared to $66,091 in Spurgeon (-8.7%). Spurgeon offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fincastle spend roughly 16.6% of their income on rent, more than the 14.5% in Spurgeon.