Fillmore, NY vs Philmont, NY

There is a significant gap in the cost of living between these two cities. Fillmore is 20.1% cheaper than Philmont. With a cost index of 68 vs 85, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Fillmore to Philmont should plan for substantially higher expenses across most categories.

On the housing front, median rent in Fillmore is $814/month compared to $1,036/month in Philmont — a 21% difference. Home values follow the same pattern: Fillmore is more affordable at $88,600 median vs $215,700.

Median household income in Fillmore is $64,643 compared to $62,972 in Philmont (+2.7%). Fillmore offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fillmore spend roughly 15.1% of their income on rent, less than the 19.7% in Philmont.

Climate-wise, Fillmore is notably warmer with an average of 49.5°F compared to 46.1°F in Philmont. Philmont receives more rainfall at 44.2" per year compared to 29" in Fillmore.