Fillmore, CA vs San Luis Obispo, CA

There is a significant gap in the cost of living between these two cities. Fillmore is 17.2% cheaper than San Luis Obispo. With a cost index of 141 vs 170, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Fillmore to San Luis Obispo should plan for substantially higher expenses across most categories.

On the housing front, median rent in Fillmore is $1,799/month compared to $1,906/month in San Luis Obispo — a 6% difference. Home values follow the same pattern: Fillmore is more affordable at $567,500 median vs $896,500.

Median household income in Fillmore is $90,343 compared to $66,711 in San Luis Obispo (+35.4%). Fillmore offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fillmore spend roughly 23.9% of their income on rent, less than the 34.3% in San Luis Obispo. The Fillmore ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (62.5°F vs 59.7°F). San Luis Obispo receives more rainfall at 17.9" per year compared to 12" in Fillmore.