Ferndale, CA vs Greenfield, CA

Greenfield is moderately more affordable than Ferndale, with a 6.5% lower cost of living index. Ferndale scores 114 compared to 107 for Greenfield, where the US average is 100. This difference means residents of Ferndale can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ferndale is $1,150/month compared to $1,570/month in Greenfield — a 27% difference. Interestingly, home values tell a different story: while Ferndale has cheaper rent, Greenfield actually has lower median home values ($285,500 vs $496,000).

Median household income in Ferndale is $62,090 compared to $71,930 in Greenfield (-13.7%). Greenfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ferndale spend roughly 22.2% of their income on rent, less than the 26.2% in Greenfield.

Climate-wise, Greenfield is notably warmer with an average of 66.2°F compared to 52.6°F in Ferndale. Ferndale receives more rainfall at 40.4" per year compared to 6.4" in Greenfield.