Fernandina Beach, FL vs Winter Springs, FL

Fernandina Beach, FL and Winter Springs, FL have a very similar cost of living, with only a 4.2% difference in their overall index. Fernandina Beach scores 122 while Winter Springs scores 118 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Fernandina Beach is $1,581/month compared to $1,779/month in Winter Springs — a 11% difference. Interestingly, home values tell a different story: while Fernandina Beach has cheaper rent, Winter Springs actually has lower median home values ($342,400 vs $483,700).

Median household income in Fernandina Beach is $92,535 compared to $86,332 in Winter Springs (+7.2%). While Fernandina Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fernandina Beach spend roughly 20.5% of their income on rent, less than the 24.7% in Winter Springs.