Fernandina Beach, FL vs Plantation, FL

Fernandina Beach, FL and Plantation, FL have a very similar cost of living, with only a 1.6% difference in their overall index. Fernandina Beach scores 122 while Plantation scores 124 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Fernandina Beach is $1,581/month compared to $1,866/month in Plantation — a 15% difference. Interestingly, home values tell a different story: while Fernandina Beach has cheaper rent, Plantation actually has lower median home values ($383,000 vs $483,700).

Median household income in Fernandina Beach is $92,535 compared to $77,873 in Plantation (+18.8%). Fernandina Beach offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fernandina Beach spend roughly 20.5% of their income on rent, less than the 28.8% in Plantation.