Fern Park, FL vs Tarpon Springs, FL

Tarpon Springs is moderately more affordable than Fern Park, with a 6% lower cost of living index. Fern Park scores 106 compared to 100 for Tarpon Springs, where the US average is 100. This difference means residents of Fern Park can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Fern Park is $1,440/month compared to $1,234/month in Tarpon Springs — a 17% difference. Home values follow the same pattern: Tarpon Springs is more affordable at $321,000 median vs $321,400.

Median household income in Fern Park is $60,828 compared to $68,877 in Tarpon Springs (-11.7%). Tarpon Springs offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Fern Park spend roughly 28.4% of their income on rent, more than the 21.5% in Tarpon Springs.