Fern Park, FL vs Holmes Beach, FL

There is a significant gap in the cost of living between these two cities. Fern Park is 27.4% cheaper than Holmes Beach. With a cost index of 106 vs 145, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Fern Park to Holmes Beach should plan for substantially higher expenses across most categories.

On the housing front, median rent in Fern Park is $1,440/month compared to $1,786/month in Holmes Beach — a 19% difference. Home values follow the same pattern: Fern Park is more affordable at $321,400 median vs $667,800.

Median household income in Fern Park is $60,828 compared to $99,063 in Holmes Beach (-38.6%). While Holmes Beach is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fern Park spend roughly 28.4% of their income on rent, more than the 21.6% in Holmes Beach.