Fern Acres, HI vs Kalaheo, HI

The cost of living difference between Fern Acres, HI and Kalaheo, HI is dramatic. Fern Acres is 41.9% cheaper than Kalaheo, a gap that translates to thousands of dollars per year in household expenses. Fern Acres has a cost index of 94 while Kalaheo sits at 161, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fern Acres is $1,099/month compared to $1,622/month in Kalaheo — a 32% difference. Home values follow the same pattern: Fern Acres is more affordable at $267,400 median vs $899,300.

Median household income in Fern Acres is $49,554 compared to $105,605 in Kalaheo (-53.1%). While Kalaheo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fern Acres spend roughly 26.6% of their income on rent, more than the 18.4% in Kalaheo.