Ferguson, MO vs Jefferson City, MO

Ferguson, MO and Jefferson City, MO have a very similar cost of living, with only a 4% difference in their overall index. Ferguson scores 74 while Jefferson City scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Ferguson is $1,066/month compared to $766/month in Jefferson City — a 39% difference. Interestingly, home values tell a different story: while Jefferson City has cheaper rent, Ferguson actually has lower median home values ($99,300 vs $208,000).

Median household income in Ferguson is $46,106 compared to $67,205 in Jefferson City (-31.4%). Jefferson City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ferguson spend roughly 27.7% of their income on rent, more than the 13.7% in Jefferson City.