Ferguson, KY vs Horse Cave, KY

Ferguson, KY and Horse Cave, KY have a very similar cost of living, with only a 4.6% difference in their overall index. Ferguson scores 62 while Horse Cave scores 59 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Ferguson is $678/month compared to $646/month in Horse Cave — a 5% difference. Home values follow the same pattern: Horse Cave is more affordable at $93,600 median vs $115,000.

Median household income in Ferguson is $33,981 compared to $51,927 in Horse Cave (-34.6%). Horse Cave offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ferguson spend roughly 23.9% of their income on rent, more than the 14.9% in Horse Cave.