Ferguson, KY vs Harlan, KY

Harlan is moderately more affordable than Ferguson, with a 9% lower cost of living index. Ferguson scores 62 compared to 57 for Harlan, where the US average is 100. This difference means residents of Ferguson can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ferguson is $678/month compared to $516/month in Harlan — a 31% difference. Home values follow the same pattern: Harlan is more affordable at $112,500 median vs $115,000.

Median household income in Ferguson is $33,981 compared to $30,365 in Harlan (+11.9%). While Ferguson is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ferguson spend roughly 23.9% of their income on rent, more than the 20.4% in Harlan.