Fergus Falls, MN vs North Oaks, MN

The cost of living difference between Fergus Falls, MN and North Oaks, MN is dramatic. Fergus Falls is 60.9% cheaper than North Oaks, a gap that translates to thousands of dollars per year in household expenses. Fergus Falls has a cost index of 73 while North Oaks sits at 187, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fergus Falls is $839/month compared to $2,932/month in North Oaks — a 71% difference. Home values follow the same pattern: Fergus Falls is more affordable at $173,300 median vs $756,300.

Median household income in Fergus Falls is $50,865 compared to $235,858 in North Oaks (-78.4%). While North Oaks is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fergus Falls spend roughly 19.8% of their income on rent, more than the 14.9% in North Oaks.

Climate-wise, North Oaks is notably warmer with an average of 46.5°F compared to 42.5°F in Fergus Falls. North Oaks receives more rainfall at 29.2" per year compared to 24.1" in Fergus Falls.