Federalsburg, MD vs Grantsville, MD

Federalsburg, MD and Grantsville, MD have a very similar cost of living, with only a 1.9% difference in their overall index. Federalsburg scores 77 while Grantsville scores 75 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Federalsburg is $987/month compared to $654/month in Grantsville — a 51% difference. Interestingly, home values tell a different story: while Grantsville has cheaper rent, Federalsburg actually has lower median home values ($125,200 vs $230,800).

Median household income in Federalsburg is $35,432 compared to $46,354 in Grantsville (-23.6%). Grantsville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Federalsburg spend roughly 33.4% of their income on rent, more than the 16.9% in Grantsville. The Grantsville ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Federalsburg is notably warmer with an average of 57.6°F compared to 53.8°F in Grantsville. Federalsburg receives more rainfall at 43.9" per year compared to 43.2" in Grantsville.