Farmington, NM vs Gallup, NM

Gallup is moderately more affordable than Farmington, with a 14.1% lower cost of living index. Farmington scores 79 compared to 69 for Gallup, where the US average is 100. This difference means residents of Farmington can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Farmington is $993/month compared to $858/month in Gallup — a 16% difference. Home values follow the same pattern: Gallup is more affordable at $134,600 median vs $225,400.

Median household income in Farmington is $63,745 compared to $57,466 in Gallup (+10.9%). The higher salaries in Farmington partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Farmington spend roughly 18.7% of their income on rent, more than the 17.9% in Gallup.