Farmington, MO vs Jefferson City, MO

Farmington, MO and Jefferson City, MO have a very similar cost of living, with only a 3.5% difference in their overall index. Farmington scores 73 while Jefferson City scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Farmington is $856/month compared to $766/month in Jefferson City — a 12% difference. Interestingly, home values tell a different story: while Jefferson City has cheaper rent, Farmington actually has lower median home values ($187,500 vs $208,000).

Median household income in Farmington is $49,882 compared to $67,205 in Jefferson City (-25.8%). Jefferson City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Farmington spend roughly 20.6% of their income on rent, more than the 13.7% in Jefferson City.