Farmersville, TX vs Three Rivers, TX

The cost of living difference between Farmersville, TX and Three Rivers, TX is dramatic. Three Rivers is 50.8% cheaper than Farmersville, a gap that translates to thousands of dollars per year in household expenses. Farmersville has a cost index of 104 while Three Rivers sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Farmersville is $1,503/month compared to $970/month in Three Rivers — a 55% difference. Home values follow the same pattern: Three Rivers is more affordable at $76,700 median vs $273,600.

Median household income in Farmersville is $47,016 compared to $44,948 in Three Rivers (+4.6%). Farmersville does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Farmersville spend roughly 38.4% of their income on rent, more than the 25.9% in Three Rivers. The Three Rivers ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Three Rivers is notably warmer with an average of 72.8°F compared to 65°F in Farmersville. Farmersville receives more rainfall at 38.3" per year compared to 29.1" in Three Rivers.