Farmersville, TX vs Selma, TX

Farmersville is moderately more affordable than Selma, with a 6.5% lower cost of living index. Farmersville scores 104 compared to 111 for Selma, where the US average is 100. This difference means residents of Selma can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Farmersville is $1,503/month compared to $1,796/month in Selma — a 16% difference. Home values follow the same pattern: Farmersville is more affordable at $273,600 median vs $288,700.

Median household income in Farmersville is $47,016 compared to $97,153 in Selma (-51.6%). While Selma is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Farmersville spend roughly 38.4% of their income on rent, more than the 22.2% in Selma. The Selma ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Selma is notably warmer with an average of 69.6°F compared to 65°F in Farmersville. Farmersville receives more rainfall at 38.3" per year compared to 32.4" in Selma.