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Farmers Branch, TX vs Temple, TX

117
Farmers Branch
Texas
VS
+36.6%
86
Temple
Texas

The cost of living difference between Farmers Branch, TX and Temple, TX is dramatic. Temple is 36.6% cheaper than Farmers Branch, a gap that translates to thousands of dollars per year in household expenses. Farmers Branch has a cost index of 117 while Temple sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Farmers Branch is $1,820/month compared to $1,174/month in Temple — a 55% difference. Home values follow the same pattern: Temple is more affordable at $220,300 median vs $322,000.

Median household income in Farmers Branch is $87,702 compared to $64,945 in Temple (+35%). The higher salaries in Farmers Branch partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Farmers Branch spend roughly 24.9% of their income on rent, more than the 21.7% in Temple.

Climate-wise, both cities share similar average temperatures (68°F vs 67.1°F). Farmers Branch receives more rainfall at 38.3" per year compared to 36.4" in Temple.

Income & Cost

Cost of Living Index
Farmers Branch
117
Temple
86
27% cheaper
Median Household Income
Farmers Branch
$87,702
26% higher
Temple
$64,945

Housing

Median Rent
Farmers Branch
$1,820
Temple
$1,174
35% cheaper
Median Home Value
Farmers Branch
$322,000
Temple
$220,300
32% cheaper
Population
Farmers Branch
36,254
Temple
86,358

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Farmers Branch $3.18
Temple $2.85
US $3.07
🥚
Eggs (grade A, large)
Farmers Branch $2.59
Temple $2.32
US $2.50
🥛
Milk (whole)
Farmers Branch $4.17
Temple $3.74
US $4.03
🍞
Bread (white)
Farmers Branch $1.92
Temple $1.72
US $1.85
🍗
Chicken breast
Farmers Branch $4.29
Temple $3.85
US $4.14
Electricity
Farmers Branch $0.18
Temple $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Farmers Branch 68°F
Temple 67.1°F
Summer High
Farmers Branch 97°F
Temple 97°F
Winter Low
Farmers Branch 38°F
Temple 36°F
Rainfall
Farmers Branch 38.3"
Temple 36.4"
Rainy Days
Farmers Branch 82d
Temple 80d