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Farmer City, IL vs Saybrook, IL

57
Farmer City
Illinois
VS
-11.6%
65
Saybrook
Illinois

Farmer City is moderately more affordable than Saybrook, with a 11.6% lower cost of living index. Farmer City scores 57 compared to 65 for Saybrook, where the US average is 100. This difference means residents of Saybrook can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Farmer City is $500/month compared to $829/month in Saybrook — a 40% difference. Interestingly, home values tell a different story: while Farmer City has cheaper rent, Saybrook actually has lower median home values ($92,900 vs $128,900).

Median household income in Farmer City is $73,147 compared to $54,479 in Saybrook (+34.3%). Farmer City offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Farmer City spend roughly 8.2% of their income on rent, less than the 18.3% in Saybrook.

Climate-wise, both cities share similar average temperatures (51.1°F vs 52.3°F). Saybrook receives more rainfall at 40.4" per year compared to 39.6" in Farmer City.

Income & Cost

Cost of Living Index
Farmer City
57
12% cheaper
Saybrook
65
Median Household Income
Farmer City
$73,147
26% higher
Saybrook
$54,479

Housing

Median Rent
Farmer City
$500
40% cheaper
Saybrook
$829
Median Home Value
Farmer City
$128,900
Saybrook
$92,900
28% cheaper
Population
Farmer City
2,001
Saybrook
714

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Farmer City $2.85
Saybrook $2.85
US $3.07
🥚
Eggs (grade A, large)
Farmer City $2.33
Saybrook $2.33
US $2.50
🥛
Milk (whole)
Farmer City $3.75
Saybrook $3.75
US $4.03
🍞
Bread (white)
Farmer City $1.72
Saybrook $1.72
US $1.85
🍗
Chicken breast
Farmer City $3.86
Saybrook $3.86
US $4.14
Electricity
Farmer City $0.17
Saybrook $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Farmer City 51.1°F
Saybrook 52.3°F
Summer High
Farmer City 84°F
Saybrook 88°F
Winter Low
Farmer City 17°F
Saybrook 16°F
Rainfall
Farmer City 39.6"
Saybrook 40.4"
Rainy Days
Farmer City 135d
Saybrook 102d