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Farm Loop, AK vs Ninilchik, AK

120
Farm Loop
Alaska
VS
+41.1%
85
Ninilchik
Alaska

The cost of living difference between Farm Loop, AK and Ninilchik, AK is dramatic. Ninilchik is 41.1% cheaper than Farm Loop, a gap that translates to thousands of dollars per year in household expenses. Farm Loop has a cost index of 120 while Ninilchik sits at 85, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Farm Loop is $1,670/month compared to $922/month in Ninilchik — a 81% difference. Home values follow the same pattern: Ninilchik is more affordable at $251,600 median vs $393,300.

Median household income in Farm Loop is $110,332 compared to $53,125 in Ninilchik (+107.7%). While Farm Loop is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Farm Loop spend roughly 18.2% of their income on rent, less than the 20.8% in Ninilchik.

Climate-wise, both cities share similar average temperatures (37.1°F vs 40°F). Ninilchik receives more rainfall at 23.9" per year compared to 12.6" in Farm Loop.

Income & Cost

Cost of Living Index
Farm Loop
120
Ninilchik
85
29% cheaper
Median Household Income
Farm Loop
$110,332
52% higher
Ninilchik
$53,125

Housing

Median Rent
Farm Loop
$1,670
Ninilchik
$922
45% cheaper
Median Home Value
Farm Loop
$393,300
Ninilchik
$251,600
36% cheaper
Population
Farm Loop
2,940
Ninilchik
1,009

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Farm Loop $3.20
Ninilchik
US $3.07
🥚
Eggs (grade A, large)
Farm Loop $2.61
Ninilchik
US $2.50
🥛
Milk (whole)
Farm Loop $4.21
Ninilchik
US $4.03
🍞
Bread (white)
Farm Loop $1.93
Ninilchik
US $1.85
🍗
Chicken breast
Farm Loop $4.33
Ninilchik
US $4.14
Electricity
Farm Loop $0.21
Ninilchik
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Farm Loop 37.1°F
Ninilchik 40°F
Summer High
Farm Loop 68°F
Ninilchik 63°F
Winter Low
Farm Loop 8°F
Ninilchik 19°F
Rainfall
Farm Loop 12.6"
Ninilchik 23.9"
Rainy Days
Farm Loop 98d
Ninilchik 156d