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Farina, IL vs Girard, IL

61
Farina
Illinois
VS
-5.1%
65
Girard
Illinois

Farina is moderately more affordable than Girard, with a 5.1% lower cost of living index. Farina scores 61 compared to 65 for Girard, where the US average is 100. This difference means residents of Girard can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Farina is $722/month compared to $775/month in Girard — a 7% difference. Home values follow the same pattern: Farina is more affordable at $71,400 median vs $96,300.

Median household income in Farina is $42,098 compared to $40,250 in Girard (+4.6%). Farina offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Farina spend roughly 20.6% of their income on rent, less than the 23.1% in Girard.

Climate-wise, both cities share similar average temperatures (53.4°F vs 54°F). Girard receives more rainfall at 38" per year compared to 36" in Farina.

Income & Cost

Cost of Living Index
Farina
61
5% cheaper
Girard
65
Median Household Income
Farina
$42,098
4% higher
Girard
$40,250

Housing

Median Rent
Farina
$722
7% cheaper
Girard
$775
Median Home Value
Farina
$71,400
26% cheaper
Girard
$96,300
Population
Farina
606
Girard
1,740

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Farina
Girard $3.03
US $3.07
🥚
Eggs (grade A, large)
Farina
Girard $2.47
US $2.50
🥛
Milk (whole)
Farina
Girard $3.97
US $4.03
🍞
Bread (white)
Farina
Girard $1.83
US $1.85
🍗
Chicken breast
Farina
Girard $4.09
US $4.14
Electricity
Farina
Girard $0.15
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Farina 53.4°F
Girard 54°F
Summer High
Farina 86°F
Girard 87°F
Winter Low
Farina 20°F
Girard 20°F
Rainfall
Farina 36"
Girard 38"
Rainy Days
Farina 108d
Girard 115d