Fair Oaks, CA vs Lake Arrowhead, CA
Lake Arrowhead is moderately more affordable than Fair Oaks, with a 7.9% lower cost of living index. Fair Oaks scores 146 compared to 135 for Lake Arrowhead, where the US average is 100. This difference means residents of Fair Oaks can expect to pay noticeably more for everyday expenses, housing, and services.
On the housing front, median rent in Fair Oaks is $1,797/month compared to $1,739/month in Lake Arrowhead — a 3% difference. Home values follow the same pattern: Lake Arrowhead is more affordable at $545,100 median vs $645,600.
Median household income in Fair Oaks is $111,332 compared to $88,147 in Lake Arrowhead (+26.3%). While Fair Oaks is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fair Oaks spend roughly 19.4% of their income on rent, less than the 23.7% in Lake Arrowhead.
Climate-wise, both cities share similar average temperatures (63.4°F vs 63.3°F). Fair Oaks receives more rainfall at 19.2" per year compared to 10.7" in Lake Arrowhead.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)