Fair Oaks, CA vs Indio, CA
There is a significant gap in the cost of living between these two cities. Indio is 27% cheaper than Fair Oaks. With a cost index of 115 vs 146, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Indio to Fair Oaks should plan for substantially higher expenses across most categories.
On the housing front, median rent in Fair Oaks is $1,797/month compared to $1,392/month in Indio — a 29% difference. Home values follow the same pattern: Indio is more affordable at $424,700 median vs $645,600.
Median household income in Fair Oaks is $111,332 compared to $78,709 in Indio (+41.4%). While Fair Oaks is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fair Oaks spend roughly 19.4% of their income on rent, less than the 21.2% in Indio.
Climate-wise, Indio is notably warmer with an average of 72.5°F compared to 63.4°F in Fair Oaks. Fair Oaks receives more rainfall at 19.2" per year compared to 3" in Indio.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)