Fair Haven, NY vs Shrub Oak, NY

The cost of living difference between Fair Haven, NY and Shrub Oak, NY is dramatic. Fair Haven is 46.6% cheaper than Shrub Oak, a gap that translates to thousands of dollars per year in household expenses. Fair Haven has a cost index of 64 while Shrub Oak sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Fair Haven is $476/month compared to $1,298/month in Shrub Oak — a 63% difference. Home values follow the same pattern: Fair Haven is more affordable at $184,100 median vs $498,800.

Median household income in Fair Haven is $60,694 compared to $170,225 in Shrub Oak (-64.3%). While Shrub Oak is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Fair Haven spend roughly 9.4% of their income on rent, more than the 9.2% in Shrub Oak.

Climate-wise, both cities share similar average temperatures (47.3°F vs 49.6°F). Shrub Oak receives more rainfall at 48" per year compared to 39.6" in Fair Haven.