Excelsior Springs, MO vs St. James, MO

St. James is moderately more affordable than Excelsior Springs, with a 12.2% lower cost of living index. Excelsior Springs scores 74 compared to 66 for St. James, where the US average is 100. This difference means residents of Excelsior Springs can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Excelsior Springs is $907/month compared to $814/month in St. James — a 11% difference. Home values follow the same pattern: St. James is more affordable at $117,200 median vs $174,000.

Median household income in Excelsior Springs is $74,056 compared to $50,644 in St. James (+46.2%). While Excelsior Springs is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Excelsior Springs spend roughly 14.7% of their income on rent, less than the 19.3% in St. James.