Excelsior, MN vs St. Joseph, MN

The cost of living difference between Excelsior, MN and St. Joseph, MN is dramatic. St. Joseph is 63.1% cheaper than Excelsior, a gap that translates to thousands of dollars per year in household expenses. Excelsior has a cost index of 139 while St. Joseph sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Excelsior is $1,125/month compared to $1,139/month in St. Joseph — a 1% difference. Interestingly, home values tell a different story: while Excelsior has cheaper rent, St. Joseph actually has lower median home values ($240,300 vs $839,500).

Median household income in Excelsior is $108,611 compared to $75,217 in St. Joseph (+44.4%). The higher salaries in Excelsior partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Excelsior spend roughly 12.4% of their income on rent, less than the 18.2% in St. Joseph.