Everett, MA vs Gardner, MA

The cost of living difference between Everett, MA and Gardner, MA is dramatic. Gardner is 63.7% cheaper than Everett, a gap that translates to thousands of dollars per year in household expenses. Everett has a cost index of 149 while Gardner sits at 91, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Everett is $1,988/month compared to $1,071/month in Gardner — a 86% difference. Home values follow the same pattern: Gardner is more affordable at $271,300 median vs $605,200.

Median household income in Everett is $79,658 compared to $62,948 in Gardner (+26.5%). Everett does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Everett spend roughly 29.9% of their income on rent, more than the 20.4% in Gardner.

Climate-wise, Everett is notably warmer with an average of 51.9°F compared to 48.9°F in Gardner. Everett receives more rainfall at 43.6" per year compared to 43.4" in Gardner.