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Esparto, CA vs Lake Arrowhead, CA

120
Esparto
California
VS
-10.9%
135
Lake Arrowhead
California

Esparto is moderately more affordable than Lake Arrowhead, with a 10.9% lower cost of living index. Esparto scores 120 compared to 135 for Lake Arrowhead, where the US average is 100. This difference means residents of Lake Arrowhead can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Esparto is $1,439/month compared to $1,739/month in Lake Arrowhead — a 17% difference. Home values follow the same pattern: Esparto is more affordable at $469,200 median vs $545,100.

Median household income in Esparto is $104,706 compared to $88,147 in Lake Arrowhead (+18.8%). Esparto offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Esparto spend roughly 16.5% of their income on rent, less than the 23.7% in Lake Arrowhead.

Climate-wise, both cities share similar average temperatures (62.1°F vs 63.3°F). Esparto receives more rainfall at 24.8" per year compared to 10.7" in Lake Arrowhead.

Income & Cost

Cost of Living Index
Esparto
120
11% cheaper
Lake Arrowhead
135
Median Household Income
Esparto
$104,706
16% higher
Lake Arrowhead
$88,147

Housing

Median Rent
Esparto
$1,439
17% cheaper
Lake Arrowhead
$1,739
Median Home Value
Esparto
$469,200
14% cheaper
Lake Arrowhead
$545,100
Population
Esparto
3,744
Lake Arrowhead
10,746

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Esparto $1,784
Lake Arrowhead $2,020
12% cheaper
1 Bed
Esparto $1,871
Lake Arrowhead $2,148
13% cheaper
2 Bed
Esparto $2,305
Lake Arrowhead $2,675
14% cheaper
3 Bed
Esparto $3,077
Lake Arrowhead $3,520
13% cheaper
4 Bed
Esparto $3,552
Lake Arrowhead $4,178
15% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Esparto $3.22
Lake Arrowhead $3.13
US $3.07
🥚
Eggs (grade A, large)
Esparto $2.62
Lake Arrowhead $2.55
US $2.50
🥛
Milk (whole)
Esparto $4.22
Lake Arrowhead $4.11
US $4.03
🍞
Bread (white)
Esparto $1.94
Lake Arrowhead $1.89
US $1.85
🍗
Chicken breast
Esparto $4.35
Lake Arrowhead $4.22
US $4.14
Electricity
Esparto $0.26
Lake Arrowhead $0.31
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Esparto 62.1°F
Lake Arrowhead 63.3°F
Summer High
Esparto 95°F
Lake Arrowhead 94°F
Winter Low
Esparto 38°F
Lake Arrowhead 37°F
Rainfall
Esparto 24.8"
Lake Arrowhead 10.7"
Rainy Days
Esparto 61d
Lake Arrowhead 0d