Ephraim, WI vs Sister Bay, WI

Sister Bay is moderately more affordable than Ephraim, with a 10.7% lower cost of living index. Ephraim scores 100 compared to 91 for Sister Bay, where the US average is 100. This difference means residents of Ephraim can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ephraim is $958/month compared to $1,018/month in Sister Bay — a 6% difference. Interestingly, home values tell a different story: while Ephraim has cheaper rent, Sister Bay actually has lower median home values ($328,700 vs $469,100).

Median household income in Ephraim is $79,479 compared to $57,679 in Sister Bay (+37.8%). While Ephraim is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ephraim spend roughly 14.5% of their income on rent, less than the 21.2% in Sister Bay.