Endicott, NY vs Waterloo, NY

Endicott is moderately more affordable than Waterloo, with a 9.3% lower cost of living index. Endicott scores 66 compared to 73 for Waterloo, where the US average is 100. This difference means residents of Waterloo can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Endicott is $822/month compared to $910/month in Waterloo — a 10% difference. Home values follow the same pattern: Endicott is more affordable at $109,800 median vs $111,300.

Median household income in Endicott is $46,685 compared to $52,404 in Waterloo (-10.9%). While Waterloo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Endicott spend roughly 21.1% of their income on rent, more than the 20.8% in Waterloo.