Endicott, NY vs Kiryas Joel, NY

The cost of living difference between Endicott, NY and Kiryas Joel, NY is dramatic. Endicott is 53.5% cheaper than Kiryas Joel, a gap that translates to thousands of dollars per year in household expenses. Endicott has a cost index of 66 while Kiryas Joel sits at 142, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Endicott is $822/month compared to $1,575/month in Kiryas Joel — a 48% difference. Home values follow the same pattern: Endicott is more affordable at $109,800 median vs $685,800.

Median household income in Endicott is $46,685 compared to $43,171 in Kiryas Joel (+8.1%). Endicott offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Endicott spend roughly 21.1% of their income on rent, less than the 43.8% in Kiryas Joel. The Endicott ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Kiryas Joel is notably warmer with an average of 49.4°F compared to 46.3°F in Endicott. Endicott receives more rainfall at 42" per year compared to 41" in Kiryas Joel.