Elroy, NC vs St. Stephens, NC

Elroy is moderately more affordable than St. Stephens, with a 5% lower cost of living index. Elroy scores 69 compared to 73 for St. Stephens, where the US average is 100. This difference means residents of St. Stephens can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Elroy is $920/month compared to $864/month in St. Stephens — a 7% difference. Interestingly, home values tell a different story: while St. Stephens has cheaper rent, Elroy actually has lower median home values ($120,500 vs $187,500).

Median household income in Elroy is $54,375 compared to $57,882 in St. Stephens (-6.1%). While St. Stephens is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elroy spend roughly 20.3% of their income on rent, more than the 17.9% in St. Stephens.