Eloy, AZ vs Oro Valley, AZ
There is a significant gap in the cost of living between these two cities. Eloy is 27.9% cheaper than Oro Valley. With a cost index of 85 vs 118, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Eloy to Oro Valley should plan for substantially higher expenses across most categories.
On the housing front, median rent in Eloy is $938/month compared to $1,602/month in Oro Valley — a 41% difference. Home values follow the same pattern: Eloy is more affordable at $243,600 median vs $440,400.
Median household income in Eloy is $54,080 compared to $105,342 in Oro Valley (-48.7%). While Oro Valley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Eloy spend roughly 20.8% of their income on rent, more than the 18.2% in Oro Valley.
Climate-wise, both cities share similar average temperatures (69.8°F vs 69.8°F). Oro Valley receives more rainfall at 11.1" per year compared to 11.1" in Eloy.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)