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Elon, NC vs Surf City, NC

110
Elon
North Carolina
VS
-4.1%
114
Surf City
North Carolina

Elon, NC and Surf City, NC have a very similar cost of living, with only a 4.1% difference in their overall index. Elon scores 110 while Surf City scores 114 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Elon is $1,584/month compared to $1,421/month in Surf City — a 12% difference. Interestingly, home values tell a different story: while Surf City has cheaper rent, Elon actually has lower median home values ($355,800 vs $478,600).

Median household income in Elon is $82,717 compared to $84,833 in Surf City (-2.5%). The higher salaries in Surf City partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Elon spend roughly 23% of their income on rent, more than the 20.1% in Surf City.

Income & Cost

Cost of Living Index
Elon
110
4% cheaper
Surf City
114
Median Household Income
Elon
$82,717
Surf City
$84,833
2% higher

Housing

Median Rent
Elon
$1,584
Surf City
$1,421
10% cheaper
Median Home Value
Elon
$355,800
26% cheaper
Surf City
$478,600
Population
Elon
11,325
Surf City
4,160

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Elon $2.97
Surf City $2.97
US $3.07
🥚
Eggs (grade A, large)
Elon $2.42
Surf City $2.42
US $2.50
🥛
Milk (whole)
Elon $3.90
Surf City $3.90
US $4.03
🍞
Bread (white)
Elon $1.79
Surf City $1.79
US $1.85
🍗
Chicken breast
Elon $4.01
Surf City $4.01
US $4.14
Electricity
Elon $0.16
Surf City $0.16
US $0.19