Elm Creek, NE vs Scotia, NE
There is a significant gap in the cost of living between these two cities. Scotia is 29.1% cheaper than Elm Creek. With a cost index of 55 vs 71, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Scotia to Elm Creek should plan for substantially higher expenses across most categories.
On the housing front, median rent in Elm Creek is $767/month compared to $575/month in Scotia — a 33% difference. Home values follow the same pattern: Scotia is more affordable at $89,000 median vs $197,100.
Median household income in Elm Creek is $75,625 compared to $51,250 in Scotia (+47.6%). While Elm Creek is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elm Creek spend roughly 12.2% of their income on rent, less than the 13.5% in Scotia.
Climate-wise, both cities share similar average temperatures (51.9°F vs 49°F). Elm Creek receives more rainfall at 26.4" per year compared to 23.8" in Scotia.
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Climate
NOAA 30-year normals (1991-2020)