Elm Creek, NE vs Milford, NE

Elm Creek is moderately more affordable than Milford, with a 8.2% lower cost of living index. Elm Creek scores 71 compared to 78 for Milford, where the US average is 100. This difference means residents of Milford can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Elm Creek is $767/month compared to $892/month in Milford — a 14% difference. Home values follow the same pattern: Elm Creek is more affordable at $197,100 median vs $225,200.

Median household income in Elm Creek is $75,625 compared to $80,997 in Milford (-6.6%). The higher salaries in Milford partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Elm Creek spend roughly 12.2% of their income on rent, less than the 13.2% in Milford.

Climate-wise, both cities share similar average temperatures (51.9°F vs 51.5°F). Milford receives more rainfall at 29.5" per year compared to 26.4" in Elm Creek.