Ellettsville, IN vs Warsaw, IN

Ellettsville is moderately more affordable than Warsaw, with a 5.9% lower cost of living index. Ellettsville scores 74 compared to 78 for Warsaw, where the US average is 100. This difference means residents of Warsaw can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ellettsville is $746/month compared to $1,035/month in Warsaw — a 28% difference. Interestingly, home values tell a different story: while Ellettsville has cheaper rent, Warsaw actually has lower median home values ($175,300 vs $224,400).

Median household income in Ellettsville is $82,238 compared to $57,170 in Warsaw (+43.8%). Ellettsville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ellettsville spend roughly 10.9% of their income on rent, less than the 21.7% in Warsaw.