Elizabethtown, KY vs Somerset, KY

Somerset is moderately more affordable than Elizabethtown, with a 10.4% lower cost of living index. Elizabethtown scores 76 compared to 69 for Somerset, where the US average is 100. This difference means residents of Elizabethtown can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Elizabethtown is $876/month compared to $830/month in Somerset — a 6% difference. Home values follow the same pattern: Somerset is more affordable at $140,900 median vs $223,200.

Median household income in Elizabethtown is $56,250 compared to $32,910 in Somerset (+70.9%). While Elizabethtown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elizabethtown spend roughly 18.7% of their income on rent, less than the 30.3% in Somerset. The Elizabethtown ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.