Elgin, TX vs Seguin, TX

Seguin is moderately more affordable than Elgin, with a 10.9% lower cost of living index. Elgin scores 95 compared to 86 for Seguin, where the US average is 100. This difference means residents of Elgin can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Elgin is $1,289/month compared to $1,135/month in Seguin — a 14% difference. Home values follow the same pattern: Seguin is more affordable at $227,000 median vs $267,900.

Median household income in Elgin is $85,666 compared to $61,896 in Seguin (+38.4%). While Elgin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elgin spend roughly 18.1% of their income on rent, less than the 22% in Seguin.