Elgin, MN vs Upsala, MN

Upsala is moderately more affordable than Elgin, with a 12% lower cost of living index. Elgin scores 73 compared to 65 for Upsala, where the US average is 100. This difference means residents of Elgin can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Elgin is $738/month compared to $725/month in Upsala — a 2% difference. Home values follow the same pattern: Upsala is more affordable at $143,400 median vs $218,200.

Median household income in Elgin is $87,000 compared to $61,250 in Upsala (+42%). While Elgin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elgin spend roughly 10.2% of their income on rent, less than the 14.2% in Upsala.