Elgin, MN vs Ogilvie, MN

Elgin, MN and Ogilvie, MN have a very similar cost of living, with only a 2.3% difference in their overall index. Elgin scores 73 while Ogilvie scores 71 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Elgin is $738/month compared to $855/month in Ogilvie — a 14% difference. Interestingly, home values tell a different story: while Elgin has cheaper rent, Ogilvie actually has lower median home values ($106,300 vs $218,200).

Median household income in Elgin is $87,000 compared to $47,188 in Ogilvie (+84.4%). While Elgin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elgin spend roughly 10.2% of their income on rent, less than the 21.7% in Ogilvie.