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Elgin, SC vs Jefferson, SC

71
Elgin
South Carolina
VS
+37.2%
52
Jefferson
South Carolina

The cost of living difference between Elgin, SC and Jefferson, SC is dramatic. Jefferson is 37.2% cheaper than Elgin, a gap that translates to thousands of dollars per year in household expenses. Elgin has a cost index of 71 while Jefferson sits at 52, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Elgin is $744/month compared to $295/month in Jefferson — a 152% difference. Home values follow the same pattern: Jefferson is more affordable at $125,700 median vs $177,700.

Median household income in Elgin is $74,167 compared to $35,227 in Jefferson (+110.5%). While Elgin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Elgin spend roughly 12% of their income on rent, more than the 10% in Jefferson.

Climate-wise, both cities share similar average temperatures (61.2°F vs 61.2°F). Jefferson receives more rainfall at 37.9" per year compared to 37.9" in Elgin.

Income & Cost

Cost of Living Index
Elgin
71
Jefferson
52
27% cheaper
Median Household Income
Elgin
$74,167
53% higher
Jefferson
$35,227

Housing

Median Rent
Elgin
$744
Jefferson
$295
60% cheaper
Median Home Value
Elgin
$177,700
Jefferson
$125,700
29% cheaper
Population
Elgin
2,258
Jefferson
753

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Elgin $2.96
Jefferson $2.94
US $3.07
🥚
Eggs (grade A, large)
Elgin $2.42
Jefferson $2.40
US $2.50
🥛
Milk (whole)
Elgin $3.89
Jefferson $3.86
US $4.03
🍞
Bread (white)
Elgin $1.79
Jefferson $1.78
US $1.85
🍗
Chicken breast
Elgin $4.00
Jefferson $3.97
US $4.14
Electricity
Elgin $0.16
Jefferson $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Elgin 61.2°F
Jefferson 61.2°F
Summer High
Elgin 91°F
Jefferson 91°F
Winter Low
Elgin 32°F
Jefferson 32°F
Rainfall
Elgin 37.9"
Jefferson 37.9"
Rainy Days
Elgin 113d
Jefferson 113d