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El Monte, CA vs Temple City, CA

142
El Monte
California
VS
-20.1%
178
Temple City
California

There is a significant gap in the cost of living between these two cities. El Monte is 20.1% cheaper than Temple City. With a cost index of 142 vs 178, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from El Monte to Temple City should plan for substantially higher expenses across most categories.

On the housing front, median rent in El Monte is $1,677/month compared to $2,034/month in Temple City — a 18% difference. Home values follow the same pattern: El Monte is more affordable at $626,000 median vs $930,200.

Median household income in El Monte is $64,484 compared to $102,449 in Temple City (-37.1%). While Temple City is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of El Monte spend roughly 31.2% of their income on rent, more than the 23.8% in Temple City. The Temple City ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (65.8°F vs 65.8°F). Temple City receives more rainfall at 14.3" per year compared to 14.3" in El Monte.

Income & Cost

Cost of Living Index
El Monte
142
20% cheaper
Temple City
178
Median Household Income
El Monte
$64,484
Temple City
$102,449
37% higher

Housing

Median Rent
El Monte
$1,677
18% cheaper
Temple City
$2,034
Median Home Value
El Monte
$626,000
33% cheaper
Temple City
$930,200
Population
El Monte
107,066
Temple City
35,749

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
El Monte $2,031
Temple City $2,031
1 Bed
El Monte $2,272
Temple City $2,272
2 Bed
El Monte $2,835
Temple City $2,835
3 Bed
El Monte $3,599
Temple City $3,599
4 Bed
El Monte $4,010
Temple City $4,010

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
El Monte $3.28
Temple City $3.28
US $3.07
🥚
Eggs (grade A, large)
El Monte $2.68
Temple City $2.68
US $2.50
🥛
Milk (whole)
El Monte $4.31
Temple City $4.31
US $4.03
🍞
Bread (white)
El Monte $1.98
Temple City $1.98
US $1.85
🍗
Chicken breast
El Monte $4.44
Temple City $4.44
US $4.14
Electricity
El Monte $0.27
Temple City $0.27
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
El Monte 65.8°F
Temple City 65.8°F
Summer High
El Monte 82°F
Temple City 82°F
Winter Low
El Monte 49°F
Temple City 49°F
Rainfall
El Monte 14.3"
Temple City 14.3"
Rainy Days
El Monte 34d
Temple City 34d