El Monte, CA vs Moorpark, CA
There is a significant gap in the cost of living between these two cities. El Monte is 25.2% cheaper than Moorpark. With a cost index of 142 vs 190, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from El Monte to Moorpark should plan for substantially higher expenses across most categories.
On the housing front, median rent in El Monte is $1,677/month compared to $2,657/month in Moorpark — a 37% difference. Home values follow the same pattern: El Monte is more affordable at $626,000 median vs $852,800.
Median household income in El Monte is $64,484 compared to $149,403 in Moorpark (-56.8%). While Moorpark is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of El Monte spend roughly 31.2% of their income on rent, more than the 21.3% in Moorpark. The Moorpark ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.
Climate-wise, El Monte is notably warmer with an average of 65.8°F compared to 62.5°F in Moorpark. El Monte receives more rainfall at 14.3" per year compared to 12" in Moorpark.
Income & Cost
Housing
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Rent by Bedroom Size
HUD Fair Market Rent (FY 2026) — metro area average
Everyday Prices
BLS Average Prices by metro area
Climate
NOAA 30-year normals (1991-2020)