Effingham, KS vs Walnut, KS

The cost of living difference between Effingham, KS and Walnut, KS is dramatic. Walnut is 39.6% cheaper than Effingham, a gap that translates to thousands of dollars per year in household expenses. Effingham has a cost index of 65 while Walnut sits at 47, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Effingham is $846/month compared to $438/month in Walnut — a 93% difference. Home values follow the same pattern: Walnut is more affordable at $25,800 median vs $99,900.

Median household income in Effingham is $63,750 compared to $53,661 in Walnut (+18.8%). Effingham does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Effingham spend roughly 15.9% of their income on rent, more than the 9.8% in Walnut.