Effingham, KS vs Iuka, KS

Effingham is moderately more affordable than Iuka, with a 10.6% lower cost of living index. Effingham scores 65 compared to 73 for Iuka, where the US average is 100. This difference means residents of Iuka can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Effingham is $846/month compared to $1,099/month in Iuka — a 23% difference. Home values follow the same pattern: Effingham is more affordable at $99,900 median vs $100,000.

Median household income in Effingham is $63,750 compared to $40,192 in Iuka (+58.6%). Effingham offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Effingham spend roughly 15.9% of their income on rent, less than the 32.8% in Iuka. The Effingham ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, Iuka is notably warmer with an average of 57.9°F compared to 53.7°F in Effingham. Effingham receives more rainfall at 34.8" per year compared to 27.8" in Iuka.